We’ve been a mortgage broker Toronto for years now. In that time, we’ve seen a lot of customers and managed to get them the best mortgage rates and terms. We have a solid list of loyal clients because we do our job well.
Here’s a few questions to ask a mortgage broker Toronto so you can separate the good from the bad.
What Hidden Costs Are There?
Everything we do is up front. That means the lending institution that we finally agree on with you will pay our part of the fee. However, there are some other hidden costs that you’ll need to factor in once you get approved. We are always happy to supply you with the full list of the fees that go along with applying and getting a mortgage.
These can include everything from a home inspection to title registration. Of course, you will need to pay lawyers’ fees as well and more than likely a land transfer fee.
We are always more than happy to walk you through the entire process. There’s always a lot more to it than just getting the best mortgage rates.
What Options Are the Best for My Situation?
Applying for a loan can be overwhelming especially if it’s your first one. That’s why you should always use a mortgage broker Toronto like us. We can help you walk through all the different options including the differences between fixed and variable rates.
We’ll take a good look at your individual situation and put together the terms and amortization that best suit you. We can walk you through everything you need to know including whether there is a penalty for prepayment.
Why not get in touch with us today? We are the mortgage broker Toronto that takes each client seriously and treats them like a member of the family.
