Investment Properties Commercial Financing
- First Mortgages for industrial, commercial and retail properties, including warehouses, stores and apartments, and all types of income-producing properties
- Apartment buildings 1st and 2nd mortgages for acquisitions, refinancing, and renovation purposes including short-term bridge loans and long-term fixed rate loans
- Small Commercial Program: 1st mortgages on retail stores with apartments above
- Private and Alternative Lenders
Doctor Finance, through professionalism and experience, has been nominated as one of the Top Commercial Brokers for 6 years in a row from 2015, 2016 and 2017, 2018, 2019, 2020. With more than two decades of experience in the commercial mortgage industry and a team of ex-commercial bank managers we are dedicated to better serving our clients.
We ensure full support of your dealings with the various professionals involved and every step of the due diligence process such as appraisal, environmental site assessment, building inspection, legal and closing process.
Financing owner-occupied building vs. investment property
| Owner-occupied property | Investment property | |
|---|---|---|
| Leverage | Up to 100% of the property’s purchase price can be financed. | Varies, but typically available up Max 75% |
| Cash flow requirement | Operating Business’s cash flow | Cash flow analysis of the property |
| Docs required | Operating business last 2 years financial Statement | Income and Expense of Prope Rent Roll |
Industrial
Investment
75% Loan to Value
Scarbourgh Ontario
Medical office building.
Investment
75% Loan to Value
London Ontario
Multi Res- 11 units
Investment
Loan to Value 75%
Toronto Ontario
Mixed use – Store front & Apartment
Investment
75% Loan to Value
Toronto Ontario