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Investment Properties Commercial Financing

We lend based on property values and cash flows.

  • First Mortgages for industrial, commercial and retail properties, including warehouses, stores and apartments, and all types of income-producing properties
  • Apartment buildings 1st and 2nd mortgages for acquisitions, refinancing, and renovation purposes including short-term bridge loans and long-term fixed rate loans
  • Small Commercial Program: 1st mortgages on retail stores with apartments above
  • Private and Alternative Lenders

Doctor Finance, through professionalism and experience, has been nominated as one of the Top Commercial Brokers for 6 years in a row from 2015, 2016 and 2017, 2018, 2019, 2020.  With more than two decades of experience in the commercial mortgage industry and a team of ex-commercial bank managers we are dedicated to better serving our clients.

We ensure full support of your dealings with the various professionals involved and every step of the due diligence process such as appraisal, environmental site assessment, building inspection, legal and closing process.

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Financing owner-occupied building vs. investment property

Owner-occupied propertyInvestment property
LeverageUp to 100% of the property’s purchase price can be financed.Varies, but typically available up Max 75%
Cash flow requirementOperating Business’s cash flowCash flow analysis of the property
Docs requiredOperating business last 2 years financial StatementIncome and Expense of Prope Rent Roll

Please click for
OMJ Commercial Programs.