Residential Toronto Mortgages - Toronto Mortgage Brokers

What are the chances that one bank will have the mortgage solution that is right for you? As one of the top producers in the industry, OMJ Mortgage has access to a wide variety of lenders. We WORK WITH ‘A’ Lenders (Banks), B lenders, Sub-prime and Private.  

• At OMJ,  We have "the right solution" for all situations.
• We work for you not the Banks.  We act in the borrower's best interest
• At OMJ We completely analyze your financial needs.  There us a customized solution for each client. 

WHY CHOOSE OMJ?

Preferred Rates:

Our years of trusted experience in managing your mortgages means that we will get you a better rate than the bank will offer.  Due to large volume of mortgages we are a member of Presidents club with several  ‘A’ lenders (Banks), we get preferential interest rates and exceptions where need be.  

Value Added Service
We provide Independent, unbiased advice. From the time we issue a mortgage pre-approval until the final commitment and closing we guide our clients through the process. We ensure from the pre- approval until the final commitment, our clients meet all terms and conditions. Our goal is to maintain long-term relationships with our clients and coach  them from the time of  purchase until closing.

Specialized Knowledge
At OMJ we have a thorough understanding of all available products, features and rates. As a well reputable mortgage broker, we have a direct access to virtually every major lender in Canada, so we obtain a wide range of rates and features.

Better business bureau accredited (BBB) with A+ rating

Fast and Reliable Service
We pride ourselves on fast turnaround times and quick approvals and we’ll be there right through the application and all other stages until your deal closes. Once we have a full mortgage package document, in most cases we have an approval in 24 to 48 hours.

Customized Mortgage Solutions
We realize its rather challenging going from bank to bank negotiating your mortgage. At OMJ we negotiate with your banker, we do it all for you for free. We will find you the best mortgage solution, terms and conditions that fit your particular requirements.

At OMJ Mortgage, our experts will work with you to customize the best mortgage loan solution that includes the lowest mortgage rate. OMJ Mortgage Capital Inc. specializes in customizing a mortgage that suits your individual financial needs

Customer Service
Your Success is our Success! That's why your call is answered by a mortgage specialist from 10 hours a day, there is a live chat on our website, online or in person, whatever is most convenient for you.
We work hard to earn your business because we want you to keep coming back. 70% of our business comes from referrals or repeat satisfied clients.

AT OMJ we are committed to YOU, our clients. “We work for you, not the Banks”.   Here at OMJ Mortgage, we’re dedicated to providing you with customized rates and attractive features. We serve a variety of clients including:

● NEW PURCHASE

   ○ Self Employed

   ○ Cash back Mortgages

   ○ First Time home buyers

   ○ Non-Residents

   ○ Poor Credit/Bankrupt

● MORTGAGE RENEWALS

● REFINANCING

● SECOND & THIRD MORTGAGES (Private Mortgage)