Residential Mortgage Brokers Toronto

What are the chances that one bank will have the mortgage solution that is right for you? As one of the top producers in the industry, OMJ Mortgage has access to a wide variety of lenders. We WORK WITH ‘A’ Lenders (Banks), B lenders, Sub-prime and Private.

WHY CHOOSE OMJ?

Knowledgeable Senior Ex- Bankers.

Our team consists of professionals, with over 40 years of combined expertise in the industry and as previous Bank Managers at at major financial institutions. We bring that expertise and apply it to your finacning. With our strong ties to major lenders and our thorough knowledge of all available products, we will find you the best mortgage solution, terms and conditions that fit your particular requirements.

Preferred Rates:

As a well reputable mortgage broker, we have a direct access to virtually every major lender in Canada, so we obtain a wide range of rates and features. Due to large volume of mortgages we are a member of Presidents club with several ‘A’ lenders (Banks), we get preferential interest rates and exceptions where need be.

Value Added Service

We provide Independent, unbiased advice. From the time we issue a mortgage pre-approval until the final commitment and closing we guide our clients through the process. We ensure from the pre- approval until the final commitment, our clients meet all terms and conditions. Our goal is to maintain long-term relationships with our clients and coach them from the time of purchase until closing.

Fast Approvals and Closings

We pride ourselves on fast turnaround times and quick approvals. Once we have a full mortgage package document, in most cases we have an approval in 24 to 48 hours. Our loan process is fast and easy—you can even do it online. Closings as fast as 7 days.

Customized Mortgage Solutions

At OMJ Mortgage, we work with you to customize the best mortgage loan solution that includes the lowest mortgage rate. The bank specialist who works for the big banks are loyal to their company's limited products and push them on you, even though it may not be the best mortgage product for you. We are loyal to our customers and not the Banks. We assess your full financial situation and recommend a mortgage that suits your individual financial needs.

Customer Service

Your Success is our Success! That's why your call is answered by a mortgage specialist 10 hours a day, there is a live chat on our website, online or in person, whatever is most convenient for you. We work hard to earn your business because we want you to keep coming back. Majority of our business comes from referrals or repeat satisfied clients.

AT OMJ we are committed to YOU, our clients. We arrange financing with competitive rates, terms and conditions at no cost to you. We serve a variety of clients including:

○ NEW PURCHASE

○ Self Employed

○ Cash back Mortgages

○ First Time home buyers

○ Non-Residents

○ Poor Credit/Bankrupt

○ MORTGAGE RENEWALS

○ REFINANCING

○ SECOND & THIRD MORTGAGES (Private Mortgage)

○ Vacation Homes

○ No Income Qualifier

○ Vacation Properties

○ Home Equity Line of Credit